1. Information on how to enter and prize details form part of these terms and conditions; however, to the extent that there is any inconsistency between these terms and conditions and any other published material, these terms and conditions will prevail. By participating in this Promotion, each participant fully and unconditionally agrees and acknowledges that these terms and conditions are binding.   

  2. The Promoter is St. George Bank – a Division of Westpac Banking Corporation ABN 33 007 457 141 of 275 Kent Street, Sydney, NSW tel: 13 33 30 together with Queensland Reds, Queensland Rugby 231 Butterfield Street Herston QLD 4006. Phone: 07 3354 9314  (“the Promoter”), St.George and its related bodies corporate (as that term is defined in the Corporations Act 2001 (Cth)) will be known as “the Westpac Group”

  3. The Promotion commences at 10:00 on 16 July 2013 and closes at 11.59pm on 20 July 2013 (“the Promotion Period”).

  4. Entry is open to all residents of Queensland who submit a valid entry in accordance with clause 5 during the Promotion Period (“an Eligible Entrant”). Employees and contractors of the Westpac Group and Queensland Rugby Union and their immediate families are ineligible to enter.

  5. To enter this Promotion, an Eligible Entrant must, during the Promotion Period:

    1. “Follow” St.George Banks twitter profile @St.GeorgeBank

    2. Post a photograph or video message supported by the hashtag #ExtendtheTeam to their personal Instagram or Twitter account.

    3. See their entry posted to the St.George Extend the Bench website www.stgeorge.com.au/extendthebench 

No responsibility will be accepted by the Promoter for lost, late, incomplete, illegible, or misdirected Entries.  

  1. Multiple Entries are permitted. Entrants will receive an Entry into the draw for every valid entry submitted during the Promotion Period.

  2. There is 1 prize.  Each prize consists of a single Ruby Membership for the Queensland Reds 2014 Season (total of 1 ticket for each of the 8 home games in the 2014 season) The value of each Prize is approximately $1195 at time of publication.   The total retail value of all Prizes offered under this Promotion is up to $1195 at time of publication. The Promoter takes no responsibility for any variation in the Prize value. Prizes are not transferable, exchangeable or redeemable for cash.   The winner must be over the age of 18 years of age to accept the prize.

  3. There will be 1 prize draws, which will be conducted at Traffik Marketing, Lvl 2, 40 Oxley Street, St Leonards  NSW 2065 at 12.30pm on  the following date:

    1. Monday 23rd July for all entries received between  10:00 on 16 July 2013 until 11.59pm Friday 19th July (“Prize Draw One”)

The Winner of each of the Draw will be determined by way of selection by a St.George Bank representative from all Entries from Eligible Entrants received during the period stated above as relevant for each of the Draws. The Eligible Entrant that submitted the first Entry drawn in each of the Draws will each receive a Prize (the “Winner(s)”). Unsuccessful Entries from previous Draws will be discarded.  
Winners will be notified by the Twitter or Instagram profile associated with their Entry on the same date as the Draw.  Winners must confirm acceptance of the prize by 12pm on the day following the draw.   In the event a Winner does not claim their Prize or if they decline the Prize the Promoter will contact the second placegetter. The Promoter will continue contacting placegetters until a winner is successfully contacted and accepts the prize. Once a winner accepts they will receive an email or letter from the Promoter notifying them how to collect the prize & the conditions of use. The promoter will post the winners name on the St.George Extend The Bench website at www.stgeorge.com.au/extendthebench/schedule.html.  Entrants are responsible for keeping the Promoter informed of any changes to their contact information during and immediately following the Promotion Period.   An entrant may only win one Prize in this Promotion, any further Prize Draws where an existing Winner is selected will be considered invalid. 

  1. An email will be delivered to the Winner once they have claimed their Prize which will contain instructions of how to redeem the prize.

  2. The Winners may be liable to declare the Prize for taxation purposes and will be liable for any tax payable in respect of a Prize. Entrants should seek independent financial advice in relation to any tax payable on the Prize and the potential impact on their personal financial situation prior to entering the Promotion.

  3. Except for guarantees, warranties and conditions implied by law which cannot be excluded, neither the Promoter nor any other member of the Westpac Group or Queensland Reds make any guarantees, representations or warranties, express or implied, regarding the quality or suitability of any prizes awarded under these terms and conditions.

  4. Nothing in these terms and conditions is intended to exclude, restrict or modify any right or remedy, or any guarantee, warranty or other term or condition, implied or imposed by any legislation, which cannot lawfully be excluded or limited.  This may include the Corporations Act 2001, the Competition and Consumer Act 2010, Australian Consumer Law or any equivalent State or Territory legislation. If any guarantee, warranty, term or conditions implied or imposed under the Australian Consumer Law or any other applicable legislation in relation to any prizes awarded under these terms and conditions cannot be excluded (a “Non-Excludable Provision”) and the Promoter is able to limit the remedy for a breach of the Non-Excludable Provision, then the liability of the Promoter and all members of the Westpac Group or Queensland Rugby Union for breach of the Non-Excludable Provision is limited to one or more of the following at the Promoter's option:

  5. the replacement of the prize or the supply of an equivalent prize,

  6. the repair of the prize,

  7. the supplying of the prize again,

  8. the payment of the cost of replacing the prize or of acquiring an equivalent prize,

  9. the payment of the cost of having the prize repaired; or

  10. the payment of the costs of having the prize supplied again.

  11. To the maximum extent permitted by law, the Promoter and all other members of the Westpac Group or Queensland Reds expressly disclaim liability for any loss or damage whatsoever (including but not limited to indirect or consequential loss) or for any personal injury, which is suffered or sustained in connection with any participant’s participation in this Promotion or the acceptance of any Prize. The Winner indemnifies the Promoter and all members of the Westpac Group against any liability, injury, loss or damage which may be suffered, incurred or sustained by the Promoter or any member of the Westpac Group or Queensland Reds arising out of, relating to, or in any way connected with, any act or omission (including negligence) by the Winner, or its use of the Prize, or its breach of these terms and conditions. 

  12. The Promoter collects personal information from all participants in order to conduct the Promotion. If the information requested is not provided, the participant may not participate in the Promotion or claim a Prize and their entry may be discarded. It is a condition of entry into the Promotion that the Winner consents to the publication of their name and city of origin in any advertisements or articles relating to the Promotion or the Prize and participates in any media releases which may include photographs of the Winner by the Promoter or any other member of the Westpac Group and Queensland Reds. By entering this promotion, participants consent to the use of their names and likenesses in this manner. Personally identifying information collected from participants in this Promotion is subject to the Promoter’s privacy policies, which can be found at http://www.stgeorge.com.au/about-us/privacy and will be handled in accordance with all applicable laws in Australia.  Your information will not be used to contact you for marketing purposes. 

  13. By participating in this Promotion each participant grants the Promoter the Westpac Group and Queensland Reds a perpetual, non-exclusive, transferable, irrevocable, royalty-free, worldwide licence to use, reproduce, publish, distribute and disseminate all intellectual property rights in Entries that are capable of being assigned to the Promoter and consents to the Promoter and any other member of the Westpac Group and Queensland Rugby Union using, reproducing or editing and adapting any Entry, if the Promoter wishes, in broadcast, electronic and print media, newsletters, in the Promoter branch merchandising and related marketing activities in whole or in part without attributing that Entry to the person who created it.

  14. Neither the Promoter nor any other member of the Westpac Group or Queensland Reds will be responsible for any problems or technical malfunction of any computer online systems, servers or providers, computer equipment, software, failure of any email or entry to be received by the Promoter on account of technical problems or traffic congestion on the Internet.

  15. If this Promotion is not capable of running as planned for any reason  (including but not limited to failure or malfunction of any computer equipment by reason of infection by computer virus, power failure, bugs, tampering, unauthorized intervention, fraud, or technical failures or any other causes which corrupt or affect the administration security, fairness, integrity or proper conduct of this Promotion), the Promoter reserves the right in its sole discretion to disqualify any individual who undermines the integrity or fair running of the Promotion for other entrants, including by tampering with the entry process, and, after consulting with the relevant legislative authorities, to cancel, terminate, modify or suspend the Promotion.